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We are not your
average accountants

We partner with small to medium businesses to provide a virtual CFO function to unlock business growth.

LET'S HAVE A CHAT
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LAURA FROST

Virtual CFO
Virtual CFO
Growth Planning
Cash Flow
Profitability
Advisory

SIMON FROST

Finance Specialist
Business Finance
Equipment Finance
Working Capital
Commercial Lending
Property Finance
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The combination of experience, curiosity, strong analytical skills, passion and straight-talking is what works for us at Common Cents. More importantly, it’s what works for our clients. 

- Laura Frost, Director of Common Cents Advisory

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WHY CHOOSE US

Who is
Common Cents Advisory

We bring a wealth of industry experience including consulting, construction, health, manufacturing, not-for-profit and retail. 

We work alongside your business every day by automating bookkeeping, managing compliance and driving stronger cash flow and profit, so you're free to focus on what you do best: running your business.



 

Your goals are our goals: improving profit, growing your business, strengthening cash flow, and planning for the future. We're a trusted extension of your core team.

OUR SERVICES

What we can do for you

VIEW ALL SERVICES
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Accounting & Compliance

Stay compliant with accurate, hassle-free accounting.

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Payroll
 

Keep your payroll accurate, timely, and easy to manage.

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Xero
Bookkeeping

Keep your books accurate, organised, and up to date.

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Virtual CFO
 

Strategic financial guidance to drive smarter business decisions.

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BAS
Services

Accurate BAS, GST, PAYG, and tax lodgements.

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Business
Advisory

Practical advice to improve, plan, and grow.

Meet Laura Frost

For over 20 years, Laura has worked in accounting and finance. She cut her teeth in property development at MAB, then spent seven years at Deloitte, working across family offices and large enterprises in a range of industries. From there, she spent six years as GM of Finance for James Richardson Corporation, running finance and compliance for JR Duty Free across Australia and New Zealand.

She's highly qualified: a Bachelor of Commerce, Chartered Accountant, and BAS Agent, among other things. But it wasn't the qualifications that shaped what came next. It was a simple observation that kept nagging at her: small businesses rarely got access to the kind of high-level, informed CFO support that larger companies took for granted.

She started advising a few small businesses as a side hustle. She loved the work, and the feedback was just as enthusiastic. That was enough to convince her. In late 2016, she left corporate life behind and founded Common Cents Advisory, backed by a clear vision, a real gap in the market, and no shortage of hard work.


Today, Laura is the CFO you get without the corporate price tag. She is there when you need her, straightforward in how she works, and genuinely invested in seeing her clients perform, grow, and succeed. Common Cents Advisory has continued to grow ever since, with Laura now supported by a team of four accountants.

LEARN MORE
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Meet Simon Frost

As a trusted adviser, Laura was often asked questions that went beyond the usual scope of accounting. Clients wanted to know whether they should buy or rent equipment, or how best to structure their home loan. It became clear there was a gap, and an opportunity to give clients a more seamless integrated experience.

That's where Simon Frost comes in. Simon started his career at Deloitte in corporate finance, where he became a Chartered Accountant and developed a genuine love of spreadsheets. From there, he joined Liberty Financial, spending over a decade learning the lending lifecycle inside out in leadership roles spanning product distribution, residential mortgages, risk, strategy and technology.

Recognising the growing demand from Common Cents Advisory's clients, Simon joined the business as an accredited mortgage broker. He combines sharp analytical skills with an engaging, easy communication style to help clients cut through the noise to recommend products that meet their needs.

Simon regularly works with first home buyers, upgraders, and investors looking for the right property solutions, as well as small and medium businesses that need finance to purchase assets, fund expansion, or manage working capital. Whatever the goal, Simon brings the same straightforward, client-first approach Common Cents Advisory is built on: helping people make confident, well informed financial decisions.
  

TALK TO SIMON
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What Our Clients Say

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We first engaged Common Cents Advisory at the end of 2019 to handle the financial aspects of our Silk Flower corporate hire business, “Buds to Blooms”. Laura guided us through the purchase and operation of our new business, all during the unprecedented and unstable business environment of a worldwide pandemic.

 

Advising us, invoicing and reconciling hundreds of clients monthly, tax advice and returns and, most recently, helping us navigate through the endless government red tape. She hasn’t missed a beat. We couldn’t be happier with the service. Always cheery, always helpful, always professional, Laura is a pleasure to work with.

 

We cannot thank her enough and would happily recommend her to anyone looking for help either starting up or operating an existing business.

Neil Boyd, Owner/Director

Buds to Blooms

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Just like Progressive PR helps its clients to shape their stories and conversations, Common Cents has shaped my business and given it greater rigour and muscle. We are better positioned from both cashflow and future planning perspectives.

 

The Common Cents approach has impacted my behaviour and relationship with the business in a profound way and we are both better for it. Laura genuinely listens, genuinely consults, genuinely cares.

Jodie Artis, Owner/Director

Progressive PR

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I was fortunate enough to inherit Laura after I took over an existing business. Laura is an incredible support, a great listener and trusted advisor. She is highly knowledgeable and having her focus on her areas of expertise, provides me the freedom and confidence to focus on looking after my customers and really growing the business.

Ursula Dunne, Owner/Director

The Habitat Space

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Laura Frost came recommended to me, and it has been the best thing that ever happened to me.

 

I cannot speak highly enough about Laura. She has helped me so much over the years with her no-nonsense approach in getting my business and life in order.

Hayley Corkery, Owner/Director

Mamahaze - Myotherapy

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Buxton Pratt Consulting engaged Laura’s services as an Accountant a year ago. We were so impressed at the start and continue to be delighted with Laura’s level of knowledge, professionalism and guidance within our business.

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One of the best business decisions we made was engaging Laura and we could not recommend her highly enough.

Amanda Buxton, Owner/Director

Buxton Pratt Consulting

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Golf Fitting Hub and Common Cents Advisory have been joined at the hip for close to 6 years. Laura has played a major role in the success of my business in every aspect. This includes retail space considerations, contract negotiations, funding, overall business growth and personal finance strategies.

 

She took control during the depths of the pandemic helping us pivot, receive financial support and ensure our clients would remain with us post Covid. I could not recommend her services highly enough. For any small business looking for an excellent accountant, business strategist and a mind that thinks outside the square, you should look no further.   

***** 5 STARS *****

Matt Tudor, Owner/Director

Golf Fitting Hub

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Laura’s service is faultless. Not only is she integral in ensuring that we follow best practice in our day-to-day running of the business, she is also a central player in building our growth strategy.

 

We have a true partnership - plus she’s a wonderful person!

Emily During, Owner/Director

Made With Love Bridal – Melbourne

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This is not your stereotypical accounting service! Laura provides so much more than tax preparation, bookkeeping, payroll and so on. This isn’t just about adding up columns of figures or submitting tax returns. Laura makes good money management a vehicle for living life and doing the things that are important.

 

Laura has been incredible at getting my small business set up and running smoothly, and has stepped me through financial decisions that have improved life for me and my family. Laura has always met me where I am at, is happy to review any goals or concerns and patiently explains things that are new to me. She is always warm, empathic and supportive. She is also incredibly responsive for those times that things come up at short notice. I could not recommend her more highly!

Annabelle, Owner/Director

Undisclosed business (confidentiality reasons)

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A complete financial partner for business

Strategic CFO Advice + Finance Solutions

We combine strategic CFO expertise with finance and lending solutions to help

businesses grow, improve cash flow and access the funding they need.

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